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Financial Thoughts from a Financial Coach Part 1
As a Financial Coach I am often asked my thoughts on people’s personal finances. People are often looking for the fastest and easiest...
Michele Jones
Jul 8, 20212 min read
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Meal Planning
Many years ago, when Nathan and I were first starting to budget and get our finances under control, I quickly realized that our groceries...
Michele Jones
Jun 24, 20213 min read
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Financial Tips Part 3
Finishing up my list of tips… #13: Save at least 15% for retirement. Once you’re debt-free and have your emergency fund, start saving...
Michele Jones
Jun 14, 20211 min read
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Financial Tips Part 2
Continuing on my favorite tips for changing your financial future… #6: Save $1000 before paying off debt. This will help keep you out...
Michele Jones
Jun 10, 20212 min read
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Financial Tips Part 1
As a Financial Coach I spend a lot of time working with clients to change their spending habits so that they reach their financial goals....
Michele Jones
Jun 7, 20212 min read
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Tips to Save at Restaurants
Now that more and more restaurants are opening up fully, your eating out budget may need to be increased. However, here are tips to save...
Michele Jones
May 27, 20213 min read
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How to Buy a Used Car
A few years ago, Nathan and I purchased 2 used cars in one year. After driving my car for eleven years, it was time for an upgrade, like...
Michele Jones
May 20, 20212 min read
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Tips to Save Money Part 4
Wrapping up my 22 Tips to Save Money today...here are the last five! #17: Skip the coffee shop. I know how hard this can be, heck I...
Michele Jones
May 13, 20212 min read
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Tips to Saving Money Part 3
You will find saving money easier when you have financial goals that you are working towards with the money you save. Whether it is a...
Michele Jones
May 10, 20212 min read
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Tips to Saving Money Part 2
Continuing on our tips for saving money… #7: Spend extra or unexpected income wisely. Many Americans received the stimulus money during...
Michele Jones
May 6, 20212 min read
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Tips to Saving Money Part 1
Nathan and I have been living on a budget for over 11 years now, but when Covid hit, we needed to re-evaluate our budget to make sure...
Michele Jones
May 3, 20212 min read
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Tipping Part 3
This is my final post about tipping and I hope you have found it as informative as I have. Remember when you’re planning your budget for...
Michele Jones
Apr 29, 20211 min read
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Tipping Part 2
I know that many people struggle with the idea of tipping, so I’m going to continue sharing with you the rules of being a good...
Michele Jones
Apr 26, 20211 min read
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Tipping Part 1
As a Financial Coach, one of the things I teach my clients is how to be generous...but not frivolous with their money. I came across an...
Michele Jones
Apr 22, 20211 min read
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Emotional Purchases
One of the signs of maturity (regardless of age) is being able to control your emotions. Controlling emotional spending is also a sign...
Michele Jones
Apr 8, 20212 min read
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How to Save Part 1
I was listening to the radio the other day and there was an ad for credit card consolidation. It explained that everyone has credit card...
Michele Jones
Mar 22, 20212 min read
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0% Financing
Today I’m going to share with you one (of the many) stupid financial decision that I’ve made in the past. So it was 2007 and Ben was a...
Michele Jones
Mar 15, 20212 min read
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Running out of Money
Do you have more month than money? 78% of Americans are living paycheck to paycheck right now! It will never matter how big your...
Michele Jones
Feb 8, 20211 min read
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Stay in Debt Part 1
Debt may seem like it’s normal and will always be a part of your life, but it isn’t and it doesn’t. As Dave Ramsey says, “Debt robs your...
Michele Jones
Feb 1, 20212 min read
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Holiday Stress Part 2
In a survey conducted a few years ago, 62% of people said their stress level increases during the holiday season. And that was before...
Michele Jones
Dec 10, 20202 min read
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