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Why isn’t my budget working?
New Year, New Start…right? Many people have decided to get their finances in order this year. And what better way to do it than to...

Michele Jones
Jan 16, 20232 min read
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Daily Money Manager vs. Bookkeeper
As I explain how I help people as a Daily Money Manager, people often assume that it is the same as a bookkeeper. DMM is not as well...

Michele Jones
Sep 22, 20221 min read
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AfterPay, Affirm & other stupid options
I remember growing up, my mom would often put clothes on Layaway. She would find a special outfit and would put a deposit down and they...

Michele Jones
Sep 8, 20222 min read
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Ways to Spend Extra 529 College Savings Funds
I was speaking with clients the other day about setting up 529 accounts for their young children. They asked me a question I’ve heard...

Michele Jones
Aug 18, 20222 min read
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Money Savings Tips from Warren Buffet
While learning how to manage my money, I have read many books and articles on how to do it best. I found this great article on 8 money...

Michele Jones
Jul 15, 20221 min read
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Financial Thoughts from a Financial Coach
My final thoughts are about Kids, Savings and Financial Goals… #16: Overcome emotional spending. This is especially hard when it comes...

Michele Jones
Jul 15, 20211 min read
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Financial Thoughts from a Financial Coach Part 2
Today’s financial thoughts are about Debt, Retirement and Student Loans… #8: Talk to your creditors. Work out a realistic plan and...

Michele Jones
Jul 12, 20212 min read
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Financial Thoughts from a Financial Coach Part 1
As a Financial Coach I am often asked my thoughts on people’s personal finances. People are often looking for the fastest and easiest...

Michele Jones
Jul 8, 20212 min read
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Finding Peace of Mind Part 3
Finishing up on finding Peace of Mind, here are my last tips. #11: Pay attention and redirect your thoughts. When I’m having negative...

Michele Jones
Jul 5, 20212 min read
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Finding Peace of Mind Part 2
Continuing on finding Peace of Mind during crazy times...here are more tips for you. #6: Sleep: When you’re done being active and...

Michele Jones
Jul 1, 20211 min read
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Meal Planning
Many years ago, when Nathan and I were first starting to budget and get our finances under control, I quickly realized that our groceries...

Michele Jones
Jun 24, 20213 min read
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Financial Tips Part 3
Finishing up my list of tips… #13: Save at least 15% for retirement. Once you’re debt-free and have your emergency fund, start saving...

Michele Jones
Jun 14, 20211 min read
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Financial Tips Part 2
Continuing on my favorite tips for changing your financial future… #6: Save $1000 before paying off debt. This will help keep you out...

Michele Jones
Jun 10, 20212 min read
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Reverse Mortgage
In the last few weeks I have had many people ask me about reverse mortgages and if they are a good idea. My immediate response is...

Michele Jones
Jun 3, 20212 min read
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Tips to Save at Restaurants
Now that more and more restaurants are opening up fully, your eating out budget may need to be increased. However, here are tips to save...

Michele Jones
May 27, 20213 min read
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Trusting God
A while ago I was meeting with a client to help her input the upcoming month’s budget. She got everything inputted and balanced to zero...

Michele Jones
May 17, 20213 min read
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Tips to Save Money Part 4
Wrapping up my 22 Tips to Save Money today...here are the last five! #17: Skip the coffee shop. I know how hard this can be, heck I...

Michele Jones
May 13, 20212 min read
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Tips to Saving Money Part 3
You will find saving money easier when you have financial goals that you are working towards with the money you save. Whether it is a...

Michele Jones
May 10, 20212 min read
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How to Save Part 2
Continuing on the topic of saving money...here are my last 5 favorite tips. #6: Ask about discounts (and pay in cash). You never know...

Michele Jones
Mar 25, 20212 min read
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What is a Budget?
One of my (almost) 4 year olds favorite things to watch is a short from Toy Story 4 called “Forky asks a Question”. It is where Forky...

Michele Jones
Mar 1, 20212 min read
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